An SSL Certificate is a validation and security mechanism that identifies the merchant and encrypts credit card and other sensitive information. SSL Certificates serve to provide you with the confidence to securely pay online and know that your personal and financial information will be protected.
All sensitive credit card data that is received from customers during the checkout process is put into the token in Magento Payment Bridge and is stored there, encrypted, until the payment system returns the successful result of a payment transaction. After the transaction is completed, the payment data within Magento Payment Bridge is cleaned from the token, which remains in the database during a specific period of time. With Magento Payment Bridge, no sensitive credit card data is passed over or stored in the Magento database, which guarantees the security of your credit card data.
With the PayPal Payments Pro payment method, you do not need to have a PayPal account at all. Credit cards that customers enter are processed directly on our website with the Website Payments Pro method, which is also known as the PayPal direct method of payment. The method also includes PayPal Express Checkout.